Featured Author Theresa Dawn Royal

19 Jan
“Bankruptcy Ain’t Broke”
(Putting the Pieces Back Together Through Life Lessons)
Interview Scheduled for BAN Radio with Ella D. Curry
 Friday, Jan. 22, 2010 at 8:30 PM – 9:30 PM EST
This straight talk book about bankruptcy and the lessons learned was a God ordered process. Theresa, an entrepreneur specializing in event planning, was forced to file bankruptcy in 2006 due to her putting her trust in one client, and not putting her trust in God. She had good credit all of her life but due to the unethical practices of this client, her finances spun out of control. After many phone calls for help from so-called friends and family, the last option was to file bankruptcy to save her home.
Theresa D. Royal, who holds a degree in Small Business Management from Central Pennsylvania College, dispels the myths that everyone who files for bankruptcy has bad credit or is just trying to get out of paying their debts. Bankruptcy “Ain’t” Broke will give a true account about the struggles of bankruptcy and addresses this taboo subject, especially in the African American and Latino communities.
It’s a subject that is often whispered about in minority communities but is discussed openly in other ethnic groups. Bankruptcy in most cases can help those who have no way out of a really bad financial situation. She is also the owner of TD Royal Enterprises, LLC, the holding company for her book publishing, event planning, real estate investing and other business ventures she is pursuing, and is the President and CEO of Entrepreneurs and Professionals Network (EPNET), an organization that encourages individuals, especially minorities, to pursue their passion of owning their own businesses.
“Bankruptcy “Ain’t” Broke” Book Synopsis:
Theresa D. Royal was faced with the difficult decision to file bankruptcy in 2006 due to an unethical client and bad business deal. During the timeframe after she initially filed bankruptcy, there were a string of events that were happening in my life and she felt like the weight of the world was on her shoulders. She was even close to committing suicide because of the stress and enormity of the situation and felt utterly and totally alone.
Theresa is a regular person just like you who had no clue what bankruptcy was or how it would affect her life. This book is not a rag to riches story. It is a true account of her filing bankruptcy and the struggles she has dealt with emotionally and financially over the past three years and how she is dealing with it even to this present day. She gives down to earth, positive perspective to those who are on the verge of filing, have already filed, know someone who has filed or someone having a tough financial situation.
Book ISBN:  ISBN-10: 0615320155    |      ISBN-13: 978-0-6153-2015-1
Website:;  Bookseller: Self-Published through TD Royal Enterprises, LLC;  Booksellers: and website.
 Advance Praise For Bankruptcy “Ain’t” Broke:
“When I began reading “Bankruptcy “Ain’t” Broke” by Ms. Theresa Royal I was initially surprised, then in awe, and finally honored. Surprised because even though the title suggests failure, the book is filled with hope and faith. In awe of the courage and strength in the character of Theresa to be willing to share the innermost fears and doubts the rest of us will do anything to keep hidden–even from ourselves. Finally, honored to know such a young, talented, beautiful and blessed “Sista.”
Professionally speaking, this is a unique and honest view of this extraordinary legal process. The advice on how to approach the process emotionally and legally is invaluable. And the most important statement–not just financially but spiritually–is in the title “Bankruptcy “Ain’t” Broke”. Thank you Theresa Royal!”  
—- Hon. Beverly Hayes-Sipes, District Court, Detroit, Michigan
“I recently finished reading “Bankruptcy “Ain’t” Broke”. I would like to personally thank Theresa for sharing so much of her personal life in this fabulous book. I know the book will help many others, even in ways she did not intend. As an example, I often help myself by helping others help themselves, but to this point, I rarely divulge many (if any) of my past struggles. “Bankruptcy “Ain’t” Broke” has challenged me to include personal tales of my struggles when mentoring others. I look forward to part 2 (Book 2).” 
— Steve DaCosta, DaCosta Marketing, Bowie, MD
Please join in the discussion by leaving comments below.
1 Comment

Posted by on January 19, 2010 in Meet the Author


One response to “Featured Author Theresa Dawn Royal

  1. Black Pearls Magazine, Editor

    January 19, 2010 at 12:33 AM

    “I thoroughly enjoyed the book “Bankruptcy “Ain’t” Broke”. I thought Theresa was really candid in exposing the personal details that led to her filing bankruptcy. I also feel that she totally debunked the myth that the average person who files bankruptcy is irresponsible with their money, since she was the complete opposite. What I took away from the book is A) if you make something a god (like Theresa did with her credit score), God will take it away from you to show you that He is the only God you should worship and B) Follow God's leading; He will never steer you wrong and you can avoid lots of trouble and heartache if you do so. Excellent reading! I highly recommend this book to everyone whether you have ever filed bankruptcy or not.”Melanie Mary DavisLaw StudentChicago, IL “Theresa is a very talented writer as her words talked and really jumped out of the pages of this educational yet story like book. I have not experienced a bankruptcy but from this valuable resource of “Bankruptcy “Ain’t” Broke” that Theresa has given the world, I know I will be ready to assist myself or even a friend, if ever we were to go through the same thing. I look forward to read plenty more of her books in the years to come."Ernst DucasseSales ManagerDenver, CO “I read “Bankruptcy “Ain’t” Broke” from cover to cover the same night I purchased the book. I could not put it down. It is a must read, especially in these economic times! I am so thankful that Theresa didn’t take her own life and I am thankful that she put her trust in the Lord and kept the faith. Her book is an inspiration to all. I recommend it to everyone.”Yardyne DayDay Promotional ProductsBowie, MD


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